Can you reactivate a canceled debit card

But what do you do when your debit card is about to expire, or if you have to replace it because your debit card is lost or stolen? Check out these six tips:. Contact your financial institution as soon as you notice it is gone. Remember that anyone with access to your card can withdraw cash or make purchases, and worst case scenario bad actors could possibly drain your account.

Temporarily deactivate your card, even if you simply think it may be misplaced. If you think your card has been stolen, cancel the card immediately.

Your financial institution should offer options for getting a replacement card to you quickly. Typically, a new card will be mailed automatically and should be received within 7—10 business days. This is another reason to be sure your information is current. If you notice fraudulent activity after your debit card is lost or stolen, report it to your financial institution as soon as possible. They can review the activity and refund potential losses while they investigate further.

Our notice explains how we use cookies and how you can manage them. By continuing to use this site we assume you're ok with our notice. Lost, stolen or misplaced cards can be locked for 15 days or permanently cancelled. Easily put a temporary lock on your lost card for up to 15 days using Internet or Mobile Banking to make sure your account is safe.

If your card turns up, you can simply unlock it. The card will also be locked in any digital wallets it is currently added to. If there is a new pin number for the card this will usually arrive separately by mail.

Once the card is activated then it is a good idea to ensure that the card has all the regular card transactions credited to it. It is quite common for payments to be missed due to a new card being issued, and utilities can be reasonably used to this by now — however it is still a good idea to do this beforehand. If the card is found again then it is important that the card is disposed of safely.

The card should either be shredded or cut up and thrown away once it has been cancelled. Save my name, email, and website in this browser for the next time I comment.

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